Drowning in credit card debt significantly affects your financial health by negatively impacting your credit score. With a bad credit score, you’ll lose the chance of getting competitive credit card offers and being approved for the best loan rates. But why is it essential to get pre-approved for your auto loan?  When you buy a […]

In most cases, people find themselves in tough financial situations with credit cards because of unpaid monthly dues. Without credit card counseling and sound financial management, every unpaid monthly balance piles up as finance charges that would yield to a higher interest rate being charged on their credit card accounts. Consequently, they end up paying […]

When it comes to paying off credit card debt you may think it’s wise to do so by any means necessary, including tapping into your home equity. Often times getting a home equity loan can seem like a relatively cheap source of money at your disposal. However, by doing so you can be putting your […]