Over the past decade, digital finance apps have reshaped the way people interact with money. From mobile wallets and instant loan platforms to budgeting and investment apps, these tools promise speed, convenience and wider financial access. For many users especially in emerging markets digital finance apps have removed traditional barriers to banking and credit. However, […]

Housing is a fundamental human need, yet for millions of people, debt has turned this basic necessity into a source of constant stress and uncertainty. When rent or mortgage payments become difficult to manage, housing insecurity begins to take hold, placing individuals and families at risk of losing their homes. Housing-related debt is not only […]

In one of the world’s strongest economies, it may seem surprising that millions of Americans are living with more credit card debt than emergency savings. Yet this has become a common financial reality. Rising living costs, easy access to credit, and lack of financial preparedness have created a situation where debt grows faster than savings. […]