Inflation affects everyone, but it does not affect everyone equally. People living on fixed incomes often feel the impact first and for much longer. While prices keep rising, their income stays the same. Over time, this imbalance turns everyday expenses into serious financial stress. Understanding Fixed Income Challenges A fixed income means monthly earnings remain […]

Over the past decade, digital finance apps have reshaped the way people interact with money. From mobile wallets and instant loan platforms to budgeting and investment apps, these tools promise speed, convenience and wider financial access. For many users especially in emerging markets digital finance apps have removed traditional barriers to banking and credit. However, […]

Retirement is supposed to be a time to relax, travel, and enjoy the life you worked so hard to build—not a time to stress over monthly minimums or rising interest rates. Yet more people than ever are entering retirement with high-interest credit card balances.   If you’re approaching retirement or already there, it’s best to understand how these debts can impact your stability, and what kind […]