Plan Ahead to Avoid a Financial Holiday Hangover Does this scenario sound familiar? You use credit cards to do your holiday shopping, promising yourself you’ll pay the debt off within two or three months. Six or eight months later (or more), you’re still paying, and those items that seemed like such bargains end up costing […]

Written by: Andrew Bernstein As I present Financial Literacy Awareness Seminars in South Florida, one of the topics I cover is “How to Obtain Your Free Credit Report.” Almost everyone present at each seminar shouts out a few different answers based on what they have seen on television. This generally brings me to a boil. Almost all of […]

I’ll admit right away — I miss college. I miss the friends, the freedom, and especially the parties. What I don’t miss is all that credit card debt that once accumulated! I’m smart enough to stay away from those “free” t-shirt deals now, but it took me a while to get a good game plan […]