Feel like you’re drowning in debt after your divorce? Schedule a free, 100% confidential Debt & Divorce Counseling Session to find out how we can help you save more and get out of debt faster. Dealing with shared debt after a divorce is complicated. It’s not always clear who owes what…and sometimes, one party shrinks […]

Having zero credit card debt is far better than having no credit card debt at all. However, having a small, consistent amount may be, surprisingly, good for your credit score. You see, lenders are looking for responsible credit card usage. If they can see you having consistent, timely payments, you are less risky to lend […]

Many Americans rely on their credit cards for everyday purchases. While it can be a helpful financial resource, it’s also one of the easiest to misuse. If you can’t make the required monthly repayments, you’ll most likely be in considerable debt. When paying off your credit card balance, you might skip the option to refinance […]