Understanding Credit Cards and Interest We’re all familiar with credit cards. Most of us have had, or will have, at least one. But if we aren’t careful, credit cards can cause financial trouble. Overspending isn’t the only risk—interest rates can also affect your finances and credit score. Understanding interest before applying for a card can […]

For many Americans, January is the most dreaded month for receiving credit card statements. If you have made the unfortunate mistake of giving your credit cards an extreme workout over the Holiday Season, you are about to start feeling the consequences of your spending actions. Early in December, thirty-eight percent of all consumers said they […]

Photo Credit: reynermedia via Compfight cc Prepaid credit and debit cards have no doubt gained popularity in America.  Offering the look and function of a bank debit card without the bank. Americans spent about $65 billion on prepaid debit cards in 2012 according to CNBC, and that number has risen each year since. For many, […]