…Beware of a climbing balance, paying only minimums Do you cringe when the phone rings?  Do those those yellow or pink envelopes you get in the mail go unopened?  Do you have a stack of late notices that you plan to take care of “one day”? Do you hold your breath when you use your […]

…Instead of accumulating wealth, many falling further behind on payments Dateline NBC – America’s Great Recession, 20 months and counting, has created a new, unrecognizable economic landscape. Foreclosures continue to melt away the American Dream. Millions have lost their jobs. Just like our country’s economy, it is debt caused by credit that is causing most […]

…Just because it’s cheap doesn’t mean it’s a bargain. With the economy the way it is and money tight for most of us, it is natural to look for ways to save a few bucks here and there.  In my family we go to garage sales and thrift stores in search of that great item, […]