A class-action lawsuit against the three major credit bureaus made headlines when a federal appeals court threw out a proposed settlement, but more noteworthy is that the suit itself led to major improvements in how they generate consumer credit reports. In the lawsuit, thousands of U.S. consumers allege that Equifax, Experian and TransUnion were issuing […]

According to an NBCNews.com story, Approximately 30 million Americans have a debt subject to collection. Many of these people insist they do not owe the debt attributed to them. Whether they actually owe the debt or not, it is indisputable that the tactics of debt collectors have taken a turn toward cruel and criminally dishonest.  […]

…are these loans just another form of elderly financial abuse? To a retiree in a financial bind, the offers can seem like the answer to their problems: get cold hard cash today, for tomorrow’s pension checks. These “pension advances” are wreaking havoc on a growing number of America’s older population. They are threatening their retirement […]