Everyone knows that credit score affects one’s ability to purchase a home. Higher credit scores mean lower mortgage interest rates. Many consumers have low credit scores as a result of unpaid medical expenses. These derogatory entries on a consumer’s credit report can affect a credit report, undesirably, by 100 points or more.   The current FICO model fails […]

With Summer winding down, now is the time to get in those last minute Summer memories with your kids. Let’s take a look at 5 ways that you can make everlasting memories with your kids this Summer: End of Summer Vacation.  Vacations are great ways to build memories for the whole family.  A vacation lets […]

Giving your kids an allowance is a great way to teach them how to manage money and save for the future. There are two main ideas about allowances. Some parents believe kids should earn their allowance by doing chores. Others think that chores should be done because it’s a family responsibility, and allowance should be […]