Photo Credit: Ktoine via Compfight cc Assuming you are receiving a tax return this year, what are you going to do with it?  Save it or Spend it? If you are like most people, you plan on spendingit… at least some of it. If you are planning on spending your windfall, treat that money as […]

For many Americans, January is the most dreaded month for receiving credit card statements. If you have made the unfortunate mistake of giving your credit cards an extreme workout over the Holiday Season, you are about to start feeling the consequences of your spending actions. Early in December, thirty-eight percent of all consumers said they […]

Photo Credit: reynermedia via Compfight cc Prepaid credit and debit cards have no doubt gained popularity in America.  Offering the look and function of a bank debit card without the bank. Americans spent about $65 billion on prepaid debit cards in 2012 according to CNBC, and that number has risen each year since. For many, […]