Thinking about buying a home but have bad credit? Don’t despair—there are options.

Stay away from debt as much as you can. This is what our conventional wisdom says. But is this possible in reality? Not at all. Debt is a necessity for 99.9% of Americans. They need it for pursuing higher studies, buying apartments, purchasing clothes, and so on. When someone borrows as per his means, he […]

There are less than two weeks before the end of the year. While it’s a time to relax and enjoy the holidays, there are also smart steps that you can take to get the most from your money and set yourself up for financial growth in the coming year. Here’s a year-end financial checklist. 1. Review […]