photo by luminais Frugalitarians have many small habits. Some of these strategies don’t necessarily save much money. They might seem silly or insignificant to others because of the time spent doing them, too. But the fact is that these decisions reflect the creativity and determination by penny pinchers (called this for a reason) to be […]

A few days ago, I had lunch with an individual who is considering hiring me to give a multi-hour seminar to a business convention on personal finance. This person knows me from the local community and is a reader of The Simple Dollar and he felt that I might be the right person to give […]

1. Become A Free Finder Expert: Everybody I know is missing two things: time and money. I started taking just 20 minutes a day to seek out anything that is free. Some are scams, yes. But some are real, saving me time, money or both! Free is good. Free helps. How would you like to […]