Plastic definitely isn’t for everybody, and it shouldn’t be used for everything. Actually, I’m against using it at all.  Well, OK only in the case of an emergency or where you just can’t use cash or a debit card. If you have to use it, it’s generally a good idea to never charge what you […]

…Do You Even Have an Emergency Fund? Do you have enough stashed away to pay cash for an unexpected expense like a home repair? Can you keep up with your bills if you suddenly find yourself without a job for a few months? These are some of the questions a recent USNews report asked and […]

…Cosigning a Student Loan is Parenting’s New Financial Hazard (CBSMiami) — Are you trying to figure out how to pay for your child’s college tuition? If you’re thinking about co-signing on a student loan, you might want to think twice. Saying no to your children can be very difficult, especially when it’s for something that […]