Make This New Year’s Resolution Different It’s that time of year again. As 2009 comes to an end, a new year is about to begin. Many people make the same New Year’s resolutions every year. Common ones include promises to be healthier or stop procrastinating. While these goals sound good, they often fade when life […]

Is “Good Debt” Really Good? We often hear this advice: never go into debt for things that lose value. Credit cards, appliances, and gadgets usually fall into this category. Over time, people labeled them as bad debt. At the same time, many believe two types of debt are good debt. These include home loans and […]

Are You a Credit Junkie? Millions of Americans rely heavily on credit, including the government itself. A “junkie” is not just someone addicted to drugs. The term also describes anyone who depends too much on something. For many people, that dependency comes from using credit to buy things they cannot afford. Credit feels harmless at […]