A couple of months ago, my former colleague Alice asked me if I had any advice to help make her more disciplined to be better with her finances. I told her that I thought she was a reasonably disciplined person, but that she needed to change her environment to make it more saving and frugal-friendly. […]

Your ability to get future credit is based on your past and current experience. • Do you pay your bills on time? On time payments represent 35% of your credit score, the largest single factor considered by the credit bureaus. The ability and willingness to pay on time tells any future creditor that you are […]

We know it’s Labor Day Weekend and all you want to do is get out of the office today at 5pm and get on with the celebration with friends and family. But how would you like to come back to work on Tuesday with a few hundred extra dollars in your pocket? Here are three […]