Found this great quiz over at creditcards.com. It’s a must if you’re starting out and eager to get your hands on that first credit card. Click the read more link to actually complete the quiz and get your score. So, young adult, you want to become independent? Good! You want to get a job? Good! […]

Many people turn to debt management agencies as a way of restructuring their debt. The goal of rearranging debt is to eventually pay off the amount owed and prevent the necessity of filing for bankruptcy. However, not everyone makes the most of debt management. This can lead to situations where more debt is accumulated and […]

Reverse mortgages have been around for nearly 20 years, but it wasn’t until the current financial crisis that they caught on. Seniors are turning to these loans to tap the equity in their homes and generate tax-free income to help them ride out hard times. For Frank and Carol Rider, a reverse mortgage is providing […]