Drowning in credit card debt significantly affects your financial health by negatively impacting your credit score. With a bad credit score, you’ll lose the chance of getting competitive credit card offers and being approved for the best loan rates. But why is it essential to get pre-approved for your auto loan?  When you buy a […]

A few thousand dollars in medical expenses can drive many people to seek credit debt help. A survey shows that over 57% of Americans with debt owe at least $1,000 driven by diagnostic tests, emergency room visits, and hospitalizations. For this reason, most people worry about unexpected medical bills more than other expenses. Group health […]

If the information on your credit report is less than stellar, you might be tempted to respond to ads from credit repair companies that promise you a “new credit identity.” While you feel that this may seem like just what you need to get your credit back on track, dealing with these methods can put […]