Understanding Identity Theft Identity theft can happen very quickly. Unfortunately, fixing the damage often takes much longer. Thieves steal personal details in many ways. They may target debit cards, credit cards, or Social Security numbers. With this information, criminals can damage your credit score. They may apply for loans, open accounts, or file false medical […]

What the CARD Act Reveals About Credit Card Debt Because of the CARD Act, credit card statements now show how long it takes to pay off a balance by making only the minimum payment. They also show how much interest you will pay over time. Many consumers think this information is a mistake. After all, […]

How New Credit Card Rules Change Credit Score Strategies Credit card rules have changed in recent months. As a result, some long-standing advice about building and protecting credit no longer works the same way. While basic habits still matter, card issuers now operate under new regulations and profit pressures. Consumers must adjust their strategies to […]