Start the New Year off by resolving to correct the year’s past bad habits that have had a negative effect on your financial health.  You can take control of your money and start living a financially responsible life.  Here are a few suggestions to get you started. Make a few financial “Promises” instead of “resolutions”.  […]

If you are on the receiving end of an awful gift, you just might find that it is harder than ever before to return it, especially if it was purchased online. According to the National Retail Federation, only 28 percent of stores have special holiday return policies this year… that’s down from 58 percent in […]

Regardless of our age, Christmas takes us back to our childhood… the shimmering lights, stockings hanging heavy from the fireplace and the tree sitting in the middle of a brightly decorated island of presents. While the holiday season fills us with fond memories of the past, as adults, the pending celebrations bring a mix of […]