As the New Year rolls in many of us are contemplating making New Year’s resolutions.  40% of Americans last year planned on making resolutions and they were the same resolutions that have been made for years… quitting smoking, losing weight, stop drinking and getting finances under control, you know, the same old things we always […]

Start the New Year off by resolving to correct the year’s past bad habits that have had a negative effect on your financial health.  You can take control of your money and start living a financially responsible life.  Here are a few suggestions to get you started. Make a few financial “Promises” instead of “resolutions”.  […]

If you are on the receiving end of an awful gift, you just might find that it is harder than ever before to return it, especially if it was purchased online. According to the National Retail Federation, only 28 percent of stores have special holiday return policies this year… that’s down from 58 percent in […]