Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, spending […]

I’ll admit right away — I miss college. I miss the friends, the freedom, and especially the parties. What I don’t miss is all that credit card debt that once accumulated! I’m smart enough to stay away from those “free” t-shirt deals now, but it took me a while to get a good game plan […]

A very interesting column by of our favorite bloggers over at No Credit Needed: I once sent a credit card company $5 per day, every day, for a month. Seriously. The year was 2005 and I was in full on debt reduction mode. Pumped up by the comments left by my readers – and ready […]