We know the old adage: never go into debt for depreciating assets. For a long time, the conventional wisdom has been that bad debt are things like credit cards, appliances, and things that lose their value quickly. At the same time, many people regard two types of debt as “good debt”. These are mortgage debt […]

Dr. Mark Rogovin doesn’t need to check in with CNN to know the tanking economy is taking a toll on the public. The waiting room of his Boynton Beach family practice is evidence of it. “They’re tired despite a full night of sleep, they have rashes with no clear cause,” Dr. Rogovin reports, “they’re not […]

Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, spending […]