For many consumers, their largest single monthly bill is the cost of their home. When they factor in mortgage payments, property taxes and other costs of home ownership it can equal a significant portion of their monthly paycheck. Ideally, these expenses should equal no more than 26 percent of your monthly budget. However, if you […]

Conventional wisdom says that it’s better to buy a home than to rent. As a homeowner, you build equity in your home which can serve as an investment in your future. While demand and prices will vary from region to region, with current mortgage rates, it may be cheaper to own right now than to […]

Sometimes saving money and reducing your debt requires a little “outside the box” thinking. There are other ways to not only save but also change how you think about spending which can have positive long-term consequences. To get you started, here are eight unexpected ways that you can improve your financial situation. 1. Be Generous […]