Quite recently people have been seeing the nominal interest rate on their credit card statements which is usually lower than their annual percentage rate due to the need for certain fee disclosures. The nominal interest rate is your rate on your credit card. The annual interest rate, if higher, usually is because of a fee […]

Understanding the process and taking appropriate steps can significantly impact your financial journey when settling credit card debt. Late payments on credit cards can lead to accumulating debt and negative impacts on your credit score. We’re here to guide you through managing credit card late payments and ultimately achieving debt relief.   Do You Need […]

Before you go food shopping, here are some things to think about. * Did you make out a list? Many times, if you are organized you can save money by not throwing items into the cart that you don’t need. Going with a well thought out list will keep you organized and disciplined on your […]