Chris Lardner and her husband Scott own a small family business. Together they have three children, two daughters in college at Regis University in Denver , and a son in 7th grade. As a result of the economic downturn they resorted to paying for some of their daughters’ education with a credit card. As she […]

A generation ago, it wasn’t all that unusual to be out for dinner with friends or at the register with a cart full of groceries and realize you didn’t have enough cash to cover the bill. But today, you’re likely to pull out a debit or credit card and not think anything of it. It’s […]

New ‘hardship’ debt management plan created, with lower payments By Jeremy M. Simon Ten of the largest U.S. credit card issuers have agreed to make it easier for troubled cardholders to repay their debts. That change was announced today by the National Foundation for Credit Counseling, a major nonprofit consumer credit counseling group. In fall […]