Why Real Millionaires Don’t Live Like You Think If you want to build real wealth, you must stop acting rich and start living below your means. That is the core message of Thomas J. Stanley, Ph.D., bestselling author of The Millionaire Next Door and The Millionaire Mind. Stanley explains that most wealthy people do not […]

While some are declaring that the recession is over, the good news has not trickled down to my pocketbook. My husband and I are looking closely at all our expenses to cut our overhead. Our wages have decreased in the last year, mostly due to the slow down in my business, but costs have continued […]

Plan Ahead to Avoid a Financial Holiday Hangover Does this sound familiar? You use credit cards for holiday shopping and plan to pay them off quickly. Months later, you are still paying the bills. Those “great deals” end up costing 10–20% more because of interest. Many Americans repeat this cycle every year. Financial experts call […]