Relief is on the way – but at a price. The Credit Cardholders’ Bill of Rights Act of 2009 has landed on President Obama’s desk after passing the House Wednesday. When signed into law, it will affect the pocketbook of every man, woman – and yes, teenager – who uses credit cards, only to find […]

According to a SmartMoney.com poll, about 50% of readers are using cards that charge more than 12% interest on outstanding balances. And 17.5% are paying 18% or more. With an interest rate like that, you’d better be paying off that balance in full each month. It’s no surprise that so many people carry such expensive […]