Jennifer writes in: You often talk about how spending less doesn’t have to make your life miserable. Yet, most of the ideas you give seem miserable to me! What ideas do you have that won’t make my life boring? Given that everyone’s life is different, it’s hard to point to a list of things that’s […]

For the last few months, my wife and I have been doing something every other weekend or so that we call a “money free” weekend, in an effort to live more frugally. It’s actually quite fun – here’s how we do it. We are not allowed to spend any money on anything, no matter what. […]

Seriously, personal finance is not all that complicated. Sure it can get crazy when you throw in estate planning and charity foundations, but the principles behind personal finance are as easy as they come. You can actually strip it down to just a few points: 1. Spend less than you earn. Make $50k a year? […]