Think Before You Choose Bankruptcy Before you decide to file for bankruptcy, pause and think carefully. Being trapped in multiple debts feels overwhelming, but bankruptcy is not the only option. Several debt management methods can help you regain control and reduce financial stress. Managing debt is never easy. The pressure increases when payments pile up […]

Are You a Credit Junkie? Millions of Americans rely heavily on credit, including the government itself. A “junkie” is not just someone addicted to drugs. The term also describes anyone who depends too much on something. For many people, that dependency comes from using credit to buy things they cannot afford. Credit feels harmless at […]

Debt Stress Shapes Holiday Spending in America Many Americans feel more stressed about debt this holiday season. Because of this, fewer people are spending freely. Instead of acting like Santa, many shoppers feel more like Scrooge. An Associated Press–GfK poll shows that 93% of Americans plan to spend the same or less than last year. […]