Reverse mortgages have been around for nearly 20 years, but it wasn’t until the current financial crisis that they caught on. Seniors are turning to these loans to tap the equity in their homes and generate tax-free income to help them ride out hard times. For Frank and Carol Rider, a reverse mortgage is providing […]

Quite recently people have been seeing the nominal interest rate on their credit card statements which is usually lower than their annual percentage rate due to the need for certain fee disclosures. The nominal interest rate is your rate on your credit card. The annual interest rate, if higher, usually is because of a fee […]

Understanding the process and taking appropriate steps can significantly impact your financial journey when settling credit card debt. Late payments on credit cards can lead to accumulating debt and negative impacts on your credit score. We’re here to guide you through managing credit card late payments and ultimately achieving debt relief.   Do You Need […]