The first phase of the Credit Card Accountability Responsibility and Disclosure Act (aka Credit Card Act) goes into effect February 22, 2010. The new law will require certain disclosures to all credit card consumers. The following disclosures must be present on every monthly statement sent to credit card borrowers: 1.The total number of months it […]

Earthquake Relief Credit Card Management Services, Inc., doing business as Debthelper.com, is helping families affected by the Haiti earthquake. We are serving as a collection center to support ongoing relief efforts. Your donation helps provide essential supplies to children and families impacted by the earthquake and aftershocks. Every contribution makes a real difference. We appreciate […]

Guest post by Joe Plemon, Plemon Financial Coaching Many of us have made purchases we later regret. The character “Geraldine,” made famous by Flip Wilson, captured this feeling perfectly with humor. Her excuse—“The devil made me do it”—still resonates today because impulse buying hasn’t changed. Buying a car often triggers the same reaction. After the […]