You assume you’re being a savvy consumer by doing things like using coupons, getting free shipping with online purchases, and shopping in stores with no-hassle return policies. But are you really being taken for a sucker? There are plenty of programs and promotions out there that claim to save you money. However, retailers don’t come […]

Before you declare bankruptcy because you are stuck deep with several debts, think hard about such decision. There are good debt management techniques that you can opt to do to help you ease your way through your debts. The process is not easy. Financial problems are never easy. This is especially true if you owe […]

Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, spending […]