Book Review: The Total Money Makeover by Dave Ramsey This book is ideal for anyone starting their journey toward financial freedom. If you feel trapped by credit card debt or live paycheck to paycheck, this book can help. Dave Ramsey, a well-known radio and TV host, writes in a clear and easy style. Ramsey explains […]

How the Credit CARD Act Affects You The impact of the Credit CARD Act depends on the type of credit card you carry. At the same time, the economic slowdown has forced card issuers to rethink their strategies. As a result, almost every credit card user will notice some changes. Below is a breakdown of […]

Finally, we have to ask you the obvious. Have you tried to cut your expenses? Why not track your spending for a few months, then see what you can eliminate. This is probably the quickest avenue to debt reduction. Choosing a Debt Counselor Finding a good credit-counseling program can be a bit tricky. After all, […]