The rules that credit card companies have to live by changed dramatically with the enactment of new regulations last month. Now, some of the rules for consumers striving to maintain good credit are changing, too. For the most part, cardholders would still do well to pay on time, keep their balances low and refrain from […]

The biggest drawback of using a credit card is the risk of credit card fraud. Unlike debt (which is incurred consciously) credit card fraud can strike at any time, and frequently with no warning to the card holder until it’s too late. And the consequences range from the merely annoying, such as having to call […]

Fairfax, VA – April 26, 2010 – In our troubled economy more and more people are having trouble paying their debt. When seeking help, many consumers are confused about their options. The U.S. Senate is currently holding hearings regarding debt settlement. The Association of Independent Consumer Credit Counseling Agencies (AICCCA) encourages consumers to learn the […]