A very interesting column by of our favorite bloggers over at No Credit Needed: I once sent a credit card company $5 per day, every day, for a month. Seriously. The year was 2005 and I was in full on debt reduction mode. Pumped up by the comments left by my readers – and ready […]

Pat yourself on the back. Government data show that in the face of the financial crisis, we have reduced our debt, cut our spending and, by one measure, boosted personal savings to the highest level this decade. So now that you’re back on track, how are you going to make the most of your hard-won […]

Whether you’re a Dave Ramsay junkie or trying to learn from some big mistakes in your spending habits, it’s no secret that using credit cards encourages more spending. But I have to assume that you have some clue about how important a budget is to curbing your spending before reading this. Both credit cards and […]