By Daynelys PalenzuelaCertified Personal Finance Counselor, Debthelper.com 1.  Turn off the A/C. Let’s not get carried away now, we don’t want you to suffer through the agonizing heat, but you should definitely take into consideration the weather so that you can save money and be efficient as well. Summer is a great time to […]

Home interest rates plunged to historic lows this week as more South Floridians are working to boost their credit records so lenders will trust them with a mortgage. The average 30-year, fixed-rate mortgage interest rate plunged this week to 3.84 percent, Freddie Mac reported Thursday. Last year at this time, the rate was almost a […]

By J.J. Montanaro USAA Certified Financial Plannerâ„¢ Practitioner Originally published in Military Spouse Magazine I was chatting with a colleague the other day about a big challenge in our work as financial planners. Frankly, there’s not a lot of new stuff out there when it comes to giving guidance about helping people manage their money. […]