You’re tired of paying rent and are ready to buy your first home… You might be ready, but is your credit? Before you start looking through the real estate listings or go to all of the open houses you can find, you need to make sure that you can actually qualify for a home loan. […]

Let’s finish up where we left off in a previous DebtHelper.com post titled “Have You Saved Enough to Retire?”… In the last installment of our preparing financially for retirement series, we touched on how to estimate how much money you will need to retire. We went over comparing income to spending and using the 4% […]

Photo Credit: Frederic Mancosu via Compfight cc At an age when they should be thinking about retirement, many people over the age of 50 are not only still working hard, but find themselves employed at more than one job. In a July 2014 article by CNN.com, 115,000 Americans over the age of 55 are working […]