(PRWEB) July 9, 2009 – Credit Card Management Services, Inc. d.b.a. Debthelper.com now allows bankruptcy filers to take their required bankruptcy counseling course online, 24/7.
Online Pre-Bankruptcy Counseling Now Available
DebtHelper.com now offers the pre-filing bankruptcy credit counseling course fully online. As a result, you can complete the requirement faster and from home. This course is mandatory under the Bankruptcy Abuse Prevention and Consumer Protection Act. Therefore, you must finish it before you file for bankruptcy.
The program includes a personal budget review, financial education, and a one-on-one session with a certified credit counselor. Consequently, you receive guidance based on your real financial situation.
Post-Filing Debtor Education Course
After you file, you must complete a second course. This course is called Debtor Education. It takes about two hours. Moreover, it teaches money management skills for life after bankruptcy. You can also complete this course online for convenience.
Government Approval and Compliance
Most applicants must complete counseling through a government-approved provider. DebtHelper.com holds approval from the Executive Office for United States Trustees (EOUST). Therefore, the organization can issue valid completion certificates. However, approval does not guarantee service quality.
In addition, the company follows all state licensing rules. This ensures full regulatory compliance.
Services Offered to Consumers
DebtHelper.com provides several financial counseling services. These services remain available regardless of your ability to pay.
Debt Management Plans
Housing Counseling
Credit and Budget Counseling
Credit Report Reviews
Community Education
As a result, consumers receive support beyond bankruptcy counseling.
Certified Counselors and Industry Standards
All counselors hold professional certifications. They receive credentials from recognized financial counseling programs. Furthermore, the organization maintains an A+ rating with the Better Business Bureau. It also follows the ethical standards of the Association of Independent Credit Counseling Agencies (AICCCA).
In addition, DebtHelper.com is ISO 9001 compliant and approved by HUD for housing counseling. These credentials demonstrate strong quality and compliance standards.
What to Expect from the Online Process
First, you register online and enter your financial details. Next, you select the required course. After that, you complete interactive learning modules. These modules cover budgeting, debt analysis, and bankruptcy basics.
Then, you attend a short session with a certified counselor. During this step, the counselor reviews your information and answers questions. Finally, you receive your completion certificate by email. You need this certificate to file your bankruptcy case.
Why Choose the Online Format
The online format saves time and reduces stress. In addition, it allows you to complete the requirement at your own pace. Most importantly, it helps you meet legal obligations quickly and securely.
Contact:
William “Bill” Sheehan
Credit Card Management Services, Inc. Dba Debthelper.com
Community (at) debthelper (dot) com
800-920-2262 x 8012
