(PRWEB) July 9, 2009 – Credit Card Management Services, Inc. d.b.a. Debthelper.com now allows bankruptcy filers to take their required bankruptcy counseling course online, 24/7.
What’s New: Online Pre‑Bankruptcy Counseling
DebtHelper.com now offers the pre-filing bankruptcy credit counseling course (Course 1) entirely online, making the process more convenient and timely. As required under the Bankruptcy Abuse Prevention and Consumer Protection Act, this course must be completed before filing for bankruptcy. It includes personalized budget analysis, financial education, and a one-on-one session with a certified credit counselor Debthelper.
Following the filing, clients must complete a second required course—Course 2 (Debtor Education)—also available online. This post-filing financial management instructional course takes about two hours and provides tools to manage money after bankruptcy
As of October 17, 2005, before filing for bankruptcy, most applicants must now undergo credit counseling in a government approved program. Debthelper.com is approved by the (EOUST) United States Department of Trustees to issue certificates of completion of credit counseling in compliance with the bankruptcy code. Approval does not guarantee or endorse the quality of a provider’s services.
Credit Card Management Services, Inc. d.b.a. Debthelper.com prides itself in providing comprehensive, qualityâ€driven, counseling services and objective education. Debthelper.com in addition to bankruptcy counseling provides the following services to all consumers that seek our help, regardless of their ability to pay:
• Debt Management Plans
• Housing Counseling
• Credit and Budget Counseling
• Credit Report Reviews
• Community Education
Debthelper.com counselors are certified by the Center of Financial Certification (CFC), the NeighborWorks Center for Homeownership Education and Counseling and/or Exam Qualified in the HUD-HECM Network.
Credit Card Management Services, Inc. Dba Debthelper.com has an A+ rating with the Better Business Bureau (BBB) and adheres to the organization’s high standards of ethical business behavior.
As a member of the Association of Independent Credit Counseling Agencies (AICCCA), Debthelper.com adheres to AICCCA’s strict code of practice. Debthelper.com is ISO:9001 compliant as audited by Bureau Veritas of North America (BVI).
Credit Card Management Services, Inc. Dba Debthelper.com is approved by the Department of Housing and Urban Development (HUD) to also provide comprehensive housing counseling services.
For additional information on our bankruptcy course, contact Debthelper.com today. Debthelper.com complies with all state licensing requirements to ensure state mandated regulations be adhered to.
What to Expect
Getting started with DebtHelper.com’s online pre-bankruptcy counseling is simple and straightforward. First, you’ll register online by filling out personal and financial details and selecting the appropriate course—either pre-filing or post-filing. Once registered, you’ll move through interactive course modules that cover essential topics like budgeting, debt analysis, and the financial implications of bankruptcy. After completing the modules, you’ll participate in a brief session with a certified credit counselor to review your situation and confirm your understanding. Finally, upon completion, you’ll receive an official certificate via email, which is required for filing your bankruptcy case. This streamlined process ensures you can meet legal requirements with minimal stress and maximum convenience.
Contact:
William “Bill” Sheehan
Credit Card Management Services, Inc. Dba Debthelper.com
Community (at) debthelper (dot) com
800-920-2262 x 8012
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