Life is unpredictable. Sometimes, no matter how well you plan, unexpected events like illness can push you into debt. The bankruptcy code exists to give honest people a fresh start when they face challenges beyond their control.

A Real Story From Burlington County

A woman recently came to TAIEBLAW for help. She earned a good salary, but her son got sick and she had to cover large out-of-pocket expenses. This caused her to fall behind on rent and other bills.

To protect her apartment and stop eviction, Mr. Taieb filed a Chapter 13 petition. Since she now earns enough income, she qualified for a repayment plan that allowed her to catch up on rent and manage other debts. Her property was also protected under the plan.

If she had been current on rent but only had credit card and medical debt, Chapter 7 might have been the better option. Chapter 7 wipes out unsecured debt, but it is only available if you don’t have too much disposable income each month. If your income shows you can repay creditors, Chapter 13 is the right choice.

Don’t Face Debt Alone

Debt often happens because of emergencies—not poor planning. Bankruptcy law was designed to give you relief and a second chance.

If you are struggling with debt due to unforeseen circumstances, call TAIEBLAW at 856-235-4994 or visit TAIEBLAW.COM. We have helped over 7,000 people in the past 34 years and can help you too.

Steven N. Taieb, Esq. has been a South Jersey Bankruptcy Attorney since 1985. He is board certified in consumer bankruptcy law by The American Board of Certification, accredited by the American Bar Association.

📍 Office Location
The Ellipse Shopping Center
4201 Church Road, Suite 15
Mt. Laurel, NJ