Feel like you’re drowning in debt after your divorce? Schedule a free, 100% confidential Debt & Divorce Counseling Session to find out how we can help you save more and get out of debt faster. If you’ve recently gone through a divorce, you’ve probably found yourself struggling with the loss of joint income. You’re used […]

Drowning in Credit Card Debt? Consider a Debt Management Plan Going into debt over medical expenses is unfair. And yet for many Americans, it’s a reality. Are you drowning in credit card debt from medical bills? Here’s why a debt management plan might be perfect for you. According to one survey, medical expenses are the […]

STEP 3: CONTROL SPENDING As discussed in Step 2: Revitalize, Control Spending is the next step. A healthy budget will typically have an expense-to-income ratio that is less than 90%. This means that from all of the money that you make at least 10% of your income each month is “left over” for you to […]