by Andrea Hermitt I did an interview this morning on Living without credit cards. It was on The Take Away, an early morning National Radio Show. Myself, a man in Los Angeles, and a financial expert Beth Kobliner were interviewed on life without credit cards and how we cope with them. During the radio interview […]

Pat yourself on the back. Government data show that in the face of the financial crisis, we have reduced our debt, cut our spending and, by one measure, boosted personal savings to the highest level this decade. So now that you’re back on track, how are you going to make the most of your hard-won […]

A couple of months ago, my former colleague Alice asked me if I had any advice to help make her more disciplined to be better with her finances. I told her that I thought she was a reasonably disciplined person, but that she needed to change her environment to make it more saving and frugal-friendly. […]