Living Without Credit Cards By Andrea Hermitt A National Radio Interview This morning, I joined a national radio show called The Take Away. The topic was life without credit cards. Along with me, a man from Los Angeles and financial expert Beth Kobliner shared their experiences. We discussed how people manage daily life without relying […]

You’re Saving Again — That’s a Win Give yourself some credit. Government data shows that many Americans have reduced debt, cut spending and increased savings since the financial crisis. In fact, personal savings have reached the highest level in years. Now comes the next challenge. How do you use those savings wisely? Where Should Your […]

Change Your Environment to Improve Your Finances A few months ago, my former colleague Alice asked for advice on becoming more disciplined with money. I told her she already had discipline. However, she needed to change her environment to support saving and frugal habits. I shared an example from my own experience with weight loss. […]