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Behind on All My Bills. Is It Too Late for Debt Management Help?

If you’ve found yourself struggling to pay down those bills that you have already fallen behind on you may be wondering if you missed your chance to get some debt management help. This assistance, also known as credit counseling, is when you enroll in a monthly payment plan that goes directly to the agency you […]

3 Ways a Budget Spreadsheet Can Keep You Out of Debt

The majority of us associate budgeting with unpleasant thoughts of cutting back on leisure spending, however it isn’t anything that we need to be afraid of. The point of a budget is just to show us how much money we have coming in and how that money is being spent. While we’ve all been told […]

Is Extreme Coupon Clipping Worth Your Time?

I think it’s safe to say that at one point or another we’ve all caught a clip of the long receipt with the barely there price on the Extreme Coupon Clipping show. I’ll even admit that I’ve been sucked into the couponing marathons that leave me wanting to spend hours planning every minute detail of […]

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