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Have a Great Valentine’s Day on a Budget

Looking to do something special for your Valentine but you don’t have a lot of dough?  Well here are a few great ideas to make your Valentine feel special, have a great romantic day and do it all without breaking the bank. Leave your lover an unexpected note This falls under the category of “it’s […]

Your Credit Score May Soon Include Rent and Cable Bills

A Bill on the floor of Congress proposes to amend the Fair Credit Reporting Act with respect to the responsibilities of furnishers of information to consumer reporting agencies.  The Bill would change the way credit scores are calculated—to include non-loan payments such as rent, utility and cable bills.  The Bill seems to be gaining momentum […]

New Car Extended Warranties, a Good Idea or a Rip Off?

Consumer Reports describes extended warranties as “cash cows” for their vendors because they bring in far more money than is ever paid out in claims.  According to Eric Evarts, associate autos editor at Consumer Reports, “Dealers and automakers sell extended warranties to make money. The consumer is only at a disadvantage with these things. They […]

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