Halloween costumes can be pricey. If you have more than one child, you can end up paying a small fortune. Kids wear them for a day and then hang them in the closet. Savvy shoppers buy costumes on clearance for the following year. Some costumes can be passed on to another child, swapped with friends […]

Here’s a definition by Merriam Webster Online: Frugal – characterized by or reflecting economy in the use of resources (…from Latin frugalis virtuous…) For me being frugal and living frugally is all about the choices I make. It isn’t just saving as much as I can on every little item and never spending money on […]

11 Dumb Ways to get in Debt There are many dumb reasons why people fall in debt, such as medical issues, school, starting a business and purchasing a home. Some situation you do not have much of choice and the debt is for a good reason, for example if you get in debt due to […]