Cash vs Credit Cards: What Really Controls Your Spending? Whether you follow Dave Ramsey or you are trying to recover from past money mistakes, one truth remains the same: credit cards often encourage people to spend more than they planned. By the time someone reaches this discussion, they usually understand how important budgeting is. A […]

I’m often tempted to spend money even when I know I should not. However, I usually manage my impulses and avoid careless shopping. Still, certain places make spending more tempting than others. For example, bookstores attract me because I love reading and enjoy the feel of new books, even though I remind myself that libraries […]

Banks Are Paying Customers: What You Should Know In today’s economy, banks compete hard for customers. Because of this, many banks now offer cash bonuses to attract new account holders. At first glance, these offers look very appealing. After all, getting paid just to open an account sounds like an easy win. However, each offer […]