For recent grads, leaving school brings a newfound sense of freedom, and with it comes a desire to make their own financial choices. However, early financial mistakes in the first few years can lead to long term debts that can damage a grad’s long term financial future. So as new graduates go off in to […]

In previous articles, we’ve talked about how a reverse mortgage can help seniors to draw equity from their homes. What many clients may not know is that when they apply for a federally insured reverse mortgage, it is a legal requirement that they complete a reverse mortgage counseling program with a HUD approved non-profit housing […]

When many people talk about financial health, they talk about dollars and cents and debts and payments. But it goes deeper than that. Changing our financial health is a lot like changing our personal health. It doesn’t happen overnight. Instead it requires: An honest assessment of your situation. A willingness to replace bad habits with […]