Fannie Mae says it will make it easier for struggling homeowners who avoid foreclosure now to buy a home in the future. Under new rules that will take effect in July, Fannie says it will allow homeowners who voluntarily transfer ownership through a “deed in lieu of foreclosure” or complete a short sale, where the […]

Leaders Are Just People Who Started Earlier Leaders are not superheroes. They don’t wear halos or glow in the dark. Leaders are simply people who walked the same road before you. They learned from experience and moved forward step by step. Because they traveled the path successfully, leaders can guide others. When you apply their […]

Cut Expenses to Reduce Debt Faster Before taking any major steps, ask yourself an important question: Have you tried cutting your expenses? Tracking your spending for a few months can reveal where your money actually goes. Once you see the patterns, it becomes easier to remove unnecessary costs. This step often provides the fastest and […]