Dr. Mark Rogovin doesn’t need to check in with CNN to know the tanking economy is taking a toll on the public. The waiting room of his Boynton Beach family practice is evidence of it. “They’re tired despite a full night of sleep, they have rashes with no clear cause,” Dr. Rogovin reports, “they’re not […]

More holiday shoppers this year are using cash or debit cards to avoid overspending with credit cards. But what about the rest of the year? Is it possible in a credit-dependent society to get by without plastic? “Credit cards are not necessary,” says Ed Fredericks, a finance professor at Pepperdine University. “Originally, credit was seen […]

Before you declare bankruptcy because you are stuck deep with several debts, think hard about such decision. There are good debt management techniques that you can opt to do to help you ease your way through your debts. The process is not easy. Financial problems are never easy. This is especially true if you owe […]