Stay away from debt as much as you can. This is what our conventional wisdom says. But is this possible in reality? Not at all. Debt is a necessity for 99.9% of Americans. They need it for pursuing higher studies, buying apartments, purchasing clothes, and so on. When someone borrows as per his means, he […]

When it comes to paying off credit card debt you may think it’s wise to do so by any means necessary, including tapping into your home equity. Often times getting a home equity loan can seem like a relatively cheap source of money at your disposal. However, by doing so you can be putting your […]

For those that receive refunds, tax time often feels like the adult equivalent of Christmas. For most Americans that refund check tends to burn a hole in your pocket, and you can’t help feeling the urge to splurge a little. However, careful money management at this time of the year can be a very smart […]