Your ability to get future credit is based on your past and current experience. • Do you pay your bills on time? On time payments represent 35% of your credit score, the largest single factor considered by the credit bureaus. The ability and willingness to pay on time tells any future creditor that you are […]

We know it’s Labor Day Weekend and all you want to do is get out of the office today at 5pm and get on with the celebration with friends and family. But how would you like to come back to work on Tuesday with a few hundred extra dollars in your pocket? Here are three […]

In the U.S., one trillion is written as the number “1” followed by 12 zeros (1,000,000,000,000). One year of clock time = (60sec/min) x (60 min/hr) x (24 hr/da) x (365.25 da) = 3.16 x 107 sec One trillion seconds of ordinary clock time = ( 1012 sec)/( 3.16 x 107 sec/yr) = 31,546 years! […]