For many Americans, January is the most dreaded month for receiving credit card statements. If you have made the unfortunate mistake of giving your credit cards an extreme workout over the Holiday Season, you are about to start feeling the consequences of your spending actions. Early in December, thirty-eight percent of all consumers said they […]

Photo Credit: reynermedia via Compfight cc Prepaid credit and debit cards have no doubt gained popularity in America.  Offering the look and function of a bank debit card without the bank. Americans spent about $65 billion on prepaid debit cards in 2012 according to CNBC, and that number has risen each year since. For many, […]

Photo Credit: Sandy & Co. via Compfight cc Are you going to be financially prepared to retire when the time comes?  Will you have enough money, or sources of income to continue living the lifestyle you are accustomed? According to Fidelity Investments, if you hope to live your retirement life the way you live now, […]