Dealing with debt collectors can be stressful and intimidating, but negotiating a debt settlement can be a smart way to reduce what you owe and regain financial control. The key is to approach negotiations strategically, protecting your rights and maximizing your chances of a favorable agreement. Understanding Debt Settlement and Collection Agencies A debt settlement […]

I called a Company Genisis debt settlement the other day and the lady said that the amount they charge is 10% of the settled amount. This would be about $3,400 on my $34,000 debt and then they charge a $55 fee on top of that for 48 months ($2640) for a grand total of $6,040. […]