Can You Live Without a Credit Card? During the holiday season, many shoppers use cash or debit cards to avoid overspending. Credit cards make it easy to buy more than planned. This habit often leads to debt. But what about the rest of the year? Can people really live without credit cards in today’s credit-driven […]

Living Without Credit Cards By Andrea Hermitt A National Radio Interview This morning, I joined a national radio show called The Take Away. The topic was life without credit cards. Along with me, a man from Los Angeles and financial expert Beth Kobliner shared their experiences. We discussed how people manage daily life without relying […]

You’re Saving Again — That’s a Win Give yourself some credit. Government data shows that many Americans have reduced debt, cut spending and increased savings since the financial crisis. In fact, personal savings have reached the highest level in years. Now comes the next challenge. How do you use those savings wisely? Where Should Your […]